*TERMS AND CONDITIONS:
ABOUT YOUR FIRM OFFER: You have been prescreened for an offer of automotive financing through Granite Bay Acceptance (GBA). This offer of credit is extended because you meet certain criteria used by the lender.
ABOUT GBA: GBA is a nationally recognized lender specializing in originating loans with franchise and independent automobile dealerships. GBA provides lending options for purchase and refinance. To learn more about GBA, please visit us at www.GOGBA.com
REQUIREMENTS: In order to qualify for a loan from GBA you must continue to meet the credit criteria used to select you for this offer. You will also be subject to the following minimum credit requirements for final approval. You must be 21 years of age or older with a monthly income of $2,150. Your monthly payment may not exceed 20% of your gross monthly income and 45% of your monthly debt. You cannot currently be in foreclosure on your real estate or mortgage loans, be in open bankruptcy, or have financed a vehicle with GBA in the last 6 months. To be eligible applicants cannot have had your vehicle(s) repossessed in the past 12 months. You will certify that all the information you provide on your application will be true and correct. GBA assumes no responsibility for incorrect information provided by the various credit reporting agencies. A down payment may be required.
OFFER AND FINANCING: GBA will provide financing to all qualified consumers and a guaranteed approval for a minimum amount of $7,500 to $59,000 depending on vehicle chosen, at a simple interest rate of 18.99% APR (Annual Percentage Rate) or max state usury rate (whichever is higher); For example, for every $1,000 financed @ 18.99% for a period of 60 months your payment will be an estimated $25.94 therefore if you finance $16,000 @ 60 months, your payment will be an estimated $414.96 on a new or pre-owned 2018 or newer vehicle with maximum 60,000 miles and a minimum book/invoice value of $7500. Minimum contract term of 24 months. See dealer for additional details. For more information about GBA please visit www.gogba.com. All dealer promotions and incentives are strictly the responsibility of the dealer and are not in any way connected to the financing offer from GBA. $1,500 off MSRP on the 2026 Honda Odyssey Sport-L Stock: H600979 VIN: 5FNRL6H77TB042531. $10,000 towards Cap Cost Reduction with a lease, Down Payment Assistance with a financed purchase, or sale price with a cash purchase of a new and not previously reported sold 2025 Prologue. Cannot be combined with special APR financing or special lease incentives, zero-due down, certified pre-owned financing or certain American Honda Finance Corporation lease/finance cash offers. Not redeemable for cash. Not all customers will qualify. Incentive paid by American Honda Motor Co., Inc. See participating dealers for details. (†) Not in conjunction with any credit offer made by GBA. Not all buyers will qualify. (^)Not in conjunction with any credit offer made by GBA. $0 down payment - Financing; based on approved credit to well-qualified buyers; on select models through an alternative financing source; terms and conditions may apply; other restrictions may apply, such as debt ratio, vehicle equity, and programs through the manufacturer; see dealer for complete details of the program. (**)Not in conjunction with any credit offer made by GBA. 90 days to first payment - based on approved credit to well-qualified buyers; through an alternative financing source; other restrictions may apply, such as debt ratio, vehicle equity, and programs through the manufacturer; available on select new vehicles in stock; may not be available on all pre-owned vehicles, based on age and condition; see dealer for complete details. $4,000 over Kelley Blue Book fair value, subject to change after vehicle inspection and factoring in wear and tear. (***) Not in conjunction with any credit offer made by GBA. 0% financing on select new Honda models, with approved credit. Must finance with Honda Financial Services to receive promotional financing rate. Trade allowances range from $0.25-$0.60 per mile based on dealer list price. Values are approximate; see dealer for details. Offers cannot be combined. The dealership or its agency are not responsible for late, lost, or misdirected mail, typographical or production errors. HFS Loyalty/Conquest Offer up to $2,000 on select models. Available to current owners of any 2011 or newer Honda, Chevrolet, Ford, GMC, Hyundai, Jeep, Kia, Mazda, Nissan, RAM, Subaru, Tesla, Toyota and Volkswagen vehicles. $1,250 toward Cap Cost Reduction or Down Payment Assistance with the lease/finance of a new and not previously reported sold 2026 Honda to qualified current owners of any 2011 or newer Honda or any of the competitive brands listed above. Must provide proof of ownership of eligible vehicle in the form of a current vehicle registration or proof of valid auto insurance. No trade-in required. Offer excludes purchases made prior to the program period and is transferable among members of the same household when the retail delivery registration address matches the current address of the proof of ownership document. Not redeemable for cash. Incentive paid to dealer and requires dealer participation. Not all customers will qualify. See dealer for details.
You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-5OPTOUT. See PRESCREEN & OPT-OUT NOTICE on other side for more information about prescreened offers.
